Personal Insurance

At Wolff Insurance Agency we provide a full-suite of personal insurance options. Don’t let another day go by where your home, car, valued possessions, and recreation vehicles aren’t protected.

Our Personal Insurance Services

HomeOwners Insurance

Home insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

Condo Insurance

Condo insurance is similar to renters insurance. It helps to cover against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more. Even if your condominium association has insurance, it is still a good idea to get your own insurance policy, because their insurance might cover what happens inside your unit. Their insurance policy might not cover things like a break in, water damage to your living room walls, or someone injuring themselves slipping inside your home. .

Renters Insurance

A renters insurance policy is a group of coverages designed to help protect renters living in a house or apartment. Most renters insurance policies include three types of coverage that help protect you, your belongings and your living arrangements after a covered loss. Renters insurance helps cover unexpected events such as theft, a break-in or a visitor’s injury.

Earthquake Insurance

Earthquake insurance should not be passed over in the state of California. It is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary insurance policies do not cover earthquake damage.

Auto Insurance

Auto insurance works as a safeguard for your financial well-being and your vehicle in case of accidents, theft, or other incidents beyond your control. Your car insurance company can pay for vehicle repairs, medical expenses, and damages or injuries you cause to another driver. However, car insurance won’t cover maintenance or general wear and tear.

Classic Car Insurance

Classic car insurance is a unique type of policy that helps protect antique or classic cars. Definitions of a classic car can vary, but a car is typically considered a classic when it’s at least 25 to 30 years old.Classic car insurance can also help protect other high-value vehicles such as muscle cars, hot rods, vintage military vehicles and exotic or luxury vehicles

RV Insurance

If you own a recreation vehicle (RV), golf cart, or an ATV, you don’t want to make the mistake of trying to insure these vehicles with a traditional car insurance policy.
RV insurance provides protection if you cause injuries or damages to others, and can also cover the cost of damages to your vehicle if a covered incident occurs. You can choose from a variety of coverages that will differ depending on how you use your vehicle

Boat Insurance

It’s fun to own a boat. It’s not fun to be financially responsible for injuries or damage you cause to others while boating. You can protect yourself from those liabilities with a great boat insurance plan. Boat insurance can cover your watercraft and trailer if it gets stolen or physically damaged. There are many types of boats, including: powerboats, fishing boats, sail boats, pontoon boats, and jet skis/wave runners.

Umbrella Insurance

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured person is liable to someone, the insured’s primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy).

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Fine Art and Jewelry Insurance

We know your possessions are worth so much more to you than the price you paid for them. Whether you have a fine art collection, a hand picked wine collection, several pieces of jewelry or anything in between, we provide customizable coverage at fair pricing designed to reward responsibility.

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