Personal Insurance

Home insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

Condo insurance is similar to renters insurance. It helps to cover against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more. Even if your condominium association has insurance, it is still a good idea to get your own insurance policy, because their insurance might cover what happens inside your unit. Their insurance policy might not cover things like a break in, water damage to your living room walls, or someone injuring themselves slipping inside your home. .

Earthquake insurance should not be passed over in the state of California. It is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary insurance policies do not cover earthquake damage.

Auto insurance works as a safeguard for your financial well-being and your vehicle in case of accidents, theft, or other incidents beyond your control. Your car insurance company can pay for vehicle repairs, medical expenses, and damages or injuries you cause to another driver. However, car insurance won’t cover maintenance or general wear and tear.

If you own a recreation vehicle (RV), golf cart, or an ATV, you don’t want to make the mistake of trying to insure these vehicles with a traditional car insurance policy.
RV insurance provides protection if you cause injuries or damages to others, and can also cover the cost of damages to your vehicle if a covered incident occurs. You can choose from a variety of coverages that will differ depending on how you use your vehicle

It’s fun to own a boat. It’s not fun to be financially responsible for injuries or damage you cause to others while boating. You can protect yourself from those liabilities with a great boat insurance plan. Boat insurance can cover your watercraft and trailer if it gets stolen or physically damaged. There are many types of boats, including: powerboats, fishing boats, sail boats, pontoon boats, and jet skis/wave runners.

We know your possessions are worth so much more to you than the price you paid for them. Whether you have a fine art collection, a hand picked wine collection, several pieces of jewelry or anything in between, we provide customizable coverage at fair pricing designed to reward responsibility.