Business insurance provides business owners with peace of mind and protects you from having to pay-out-of-pocket. Depending on the incident, you could be financially devastated without the proper business insurance.
Our Business Insurance Services
Business Owner’s Insurance Policy
A business owner’s policy provides general liability coverage and also pays for damage or loss of your building, equipment, and inventory. Businesses that interact with the public rely on a general liability policy to cover third-party lawsuits over bodily injuries and property damage.
Workers Compensation Insurance
Workers’ compensation insurance provides basic benefits, including medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits and a return-to-work supplement, and death benefits.
Employment Practice Liability Insurance
Employment Practices Liability Insurance includes coverage for defense costs and damages related to various employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.
Commercial Auto Insurance
Commercial truck insurance is a grouping of specific auto insurance policies designed to meet the needs of trucking businesses. Basic commercial truck insurance policies cover your trucks in the event of an accident. Collision and comprehensive coverage cover most damages from a wide range of perils.
General Liability Insurance
General liability insurance is sometimes called business liability insurance or commercial general liability insurance. This type of liability insurance coverage helps protect your business from claims of bodily injury or property damage that can come up during normal business operations.
Cyber Liability Insurance
Cyber-insurance is a specialty insurance product intended to protect businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities.
Product Liability Insurance
Product liability Insurance protects businesses from the aftermath that occurs in the event that a product causes injury or other damage to third parties. Consumers can be harmed by how a product is manufactured, designed, marketed or misused.
Contractors Liability Insurance
Contractor’s liability insurance covers claims arising out of damage a contractor causes to a third party. This is one of the most important coverages a contractor can get, because it covers the liability risks associated with your ongoing operations at the job site.
Earthquake insurance should not be passed over in the state of California. It is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary insurance policies do not cover earthquake damage.
Professional Liability Insurance
Professional liability insurance (PLI) is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.
Business Umbrella Insurance
Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. Commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.